St. Joseph County, IN
Section 8 Fair Market Rents · FY 2026
Fair Market Rents by bedroom size
HUD sets FMRs annually. Local PHAs set their payment standards at 90–110% of FMR (higher with HUD approval) — the ranges below are estimates; confirm with the housing authority.
| Bedroom size | Fair Market Rent | Est. payment standard range |
|---|---|---|
| Studio | $898/mo | $808 – $988/mo |
| 1 BR | $1,105/mo | $995 – $1,216/mo |
| 2 BR | $1,292/mo | $1,163 – $1,421/mo |
| 3 BR | $1,567/mo | $1,410 – $1,724/mo |
| 4 BR | $1,711/mo | $1,540 – $1,882/mo |
Fair Market Rent by unit size — St. Joseph County, IN (FY 2026)
Source: HUD FY 2026 data for St. Joseph County. Payment standard ranges shown are 90–110% of FMR; actual standards vary by housing authority.
Housing authorities serving St. Joseph County
This county is served by 3 housing authorities. Each may have its own waiting list, payment standards, and application requirements.
- St. Joseph County Housing Authority
107 W Center St, North Liberty, IN, 46554 · 5746563545
- Housing Authority of South Bend
501 Alonzo Watson Dr, South Bend, IN, 46601 · 5742359346
- Housing Authority of the City of Mishawaka
PO Box 1347, Mishawaka, IN, 46546 · 5742581658
Am I eligible?
To qualify for a Housing Choice Voucher in St. Joseph County, your household's gross annual income generally must be at or below the limits below (50% of area median income, as set by HUD). Most agencies are required to prioritize applicants at or below 30% AMI for at least 75% of new vouchers.
| Household size | Max gross annual income |
|---|---|
| 1 person | $30,850 |
| 2 people | $35,250 |
| 3 people | $39,650 |
| 4 people | $44,050 |
| 5 people | $47,600 |
| 6 people | $51,100 |
| 7 people | $54,650 |
| 8 people | $58,150 |
Source: HUD Income Limits, 2026. Meeting the income limit does not guarantee a voucher — waiting lists, local preferences, and funding levels vary by housing authority. Learn more about eligibility →
Income-restricted housing in St. Joseph County
These properties were built or rehabilitated using the federal Low-Income Housing Tax Credit (LIHTC) program and must rent a portion of units below market rate. Many, but not all, accept Section 8 Housing Choice Vouchers — contact the property directly to confirm current availability and voucher acceptance.
- Elderly
EMERALD POINTE APARTMENTS (FORMERLY DUNEDIN I & II)
53880 GENERATIONS DRIVE, SOUTH BEND, IN, 46635167 income-restricted units60 1BR, 84 2BR, 23 3BRBuilt 20239% LIHTCCompliance through ~2053 CEDAR GLEN APARTMENTS
425 S 25TH ST, SOUTH BEND, IN, 46615179 income-restricted units39 1BR, 140 2BRBuilt 20219% LIHTCCompliance through ~2051HELLENIC SENIOR LIVING OF MISHAWAKA
1540 S LOGAN ST, MISHAWAKA, IN, 46544136 income-restricted units55 studio, 81 1BRBuilt 20209% LIHTCCompliance through ~2050SILVER BIRCH OF MISHAWAKA
3630 HICKORY RD, MISHAWAKA, IN, 46545119 income-restricted units68 studio, 51 1BRBuilt 20199% LIHTCCompliance through ~2049IRONWOOD VILLAGE APARTMENTS
1310 BLOSSOM DR, MISHAWAKA, IN, 46544128 income-restricted units16 1BR, 64 2BR, 48 3BRBuilt 20199% LIHTCCompliance through ~2049SOUTH BEND PERMANENT SUPPORTIVE HOUSING (D.B.A. OLIVER APARTMENTS)
924 W INDIANA ST, SOUTH BEND, IN, 4661332 income-restricted units32 1BRBuilt 20174% LIHTCCompliance through ~2047HOFFMAN HOTEL APARTMENTS
120 W LASALLE AVENUE, SOUTH BEND, IN, 4660148 income-restricted units12 studio, 32 1BR, 4 2BRBuilt 20164% LIHTCCompliance through ~2046SOUTH BEND MUTUAL HOMES
SCATTERED SITE, SOUTH BEND, IN, 4661624 income-restricted units6 2BR, 14 3BR, 4 4BR+Built 20164% LIHTCCompliance through ~2046HISTORIC RUSHTON APTS
501 W WASHINGTON ST, SOUTH BEND, IN, 4660123 income-restricted unitsBuilt 2013Compliance through ~2043HERITAGE PLACE AT LASALLE SQUARE
3224 ARDMORE TRAIL, SOUTH BEND, IN, 4662872 income-restricted units28 1BR, 44 2BRBuilt 20124% LIHTCCompliance through ~2042NEW HERITAGE HOMES SOUTHEAST
501 PENNSYLVANIA AVE, SOUTH BEND, IN, 4660154 income-restricted units31 2BR, 23 3BRBuilt 20124% LIHTCCompliance through ~2042DOGWOOD ESTATES (WALKERTON: WEST YORK REDEVELOPMENT)
611 LINCOLN DR, WALKERTON, IN, 4657440 income-restricted units4 2BR, 28 3BR, 8 4BR+Built 20124% LIHTCCompliance through ~2042MISHAWAKA RIVER CENTER APTS
402 LINCOLNWAY W, MISHAWAKA, IN, 4654432 income-restricted units of 37 total17 1BR, 15 2BRBuilt 20124% LIHTCCompliance through ~2042PARKVIEW TERRACE APTS
1110 DODGE AVE, MISHAWAKA, IN, 46544112 income-restricted units36 1BR, 54 2BR, 18 3BR, 4 4BR+Built 20124% LIHTCCompliance through ~2042WASHINGTON DUNBAR HOMES
118 N WALNUT ST, SOUTH BEND, IN, 4662880 income-restricted units1 1BR, 49 2BR, 30 3BRBuilt 2011Compliance through ~2041PRAIRIE APTS PHASE II
2630 PRAIRIE AVE, SOUTH BEND, IN, 4661496 income-restricted units12 1BR, 48 2BR, 24 3BR, 12 4BR+Built 20114% LIHTCCompliance through ~2041PRAIRIE APTS PHASE I
2630 PRAIRIE AVE, SOUTH BEND, IN, 46614108 income-restricted units8 1BR, 60 2BR, 44 3BR, 16 4BR+Built 20084% LIHTCCompliance through ~2038THE PRESERVE AT FIR ROAD
2705 SPICER LN, MISHAWAKA, IN, 46545122 income-restricted units of 144 total76 2BR, 46 3BR, 22 4BR+Built 20084% LIHTCCompliance through ~2038ARBORS AT BELLEVILLE PARK III
23291 BELLEVILLE CIR, SOUTH BEND, IN, 4661938 income-restricted units of 40 total20 2BR, 12 3BR, 8 4BR+Built 20074% LIHTCCompliance through ~2037HOPE TRANSITIONAL HOUSING
432 S LAFAYETTE BLVD, SOUTH BEND, IN, 4660122 income-restricted units1 1BR, 17 2BR, 4 4BR+Built 20064% LIHTCCompliance through ~2036ST JOSEPH COUNTY YWCA RESIDENCE
1102 FELLOWS ST, SOUTH BEND, IN, 4660126 income-restricted units of 30 total29 studio, 1 2BRBuilt 2003Compliance through ~2033ARBORS AT IRONWOOD APTS I
1310 BLOSSOM DR, MISHAWAKA, IN, 4654488 income-restricted units8 1BR, 48 2BR, 32 3BRBuilt 20014% LIHTCCompliance through ~2031ARBORS AT IRONWOOD APTS II
1310 BLOSSOM DR, MISHAWAKA, IN, 4654440 income-restricted units8 1BR, 16 2BR, 16 3BRBuilt 2001Compliance through ~2031DUNEDIN APTS PHASE II
53880 GENERATIONS DR, SOUTH BEND, IN, 4663584 income-restricted units36 1BR, 36 2BR, 12 3BRBuilt 19984% LIHTCCompliance through ~2028THE ROBERTSON'S BUILDING
211 S MICHIGAN ST, SOUTH BEND, IN, 4660180 income-restricted units of 92 total5 studio, 57 1BR, 30 2BRBuilt 19974% LIHTCCompliance through ~20271349 E DUBAIL AVE
1349 E DUBAIL AVE, SOUTH BEND, IN, 466131 income-restricted unit1 3BRBuilt 1992Compliance through ~2022HISTORIC DUNBAR CORNER
118 N WALNUT ST, SOUTH BEND, IN, 4662815 income-restricted units1 1BR, 10 2BR, 4 3BRBuilt 1992Compliance through ~2022
Source: HUD LIHTC Public-Use Database. Properties shown were placed in service within the last 35 years and may still be under compliance obligations. Verify availability, income limits, and voucher acceptance directly with each property. More on finding affordable housing →
Estimate your voucher payment
Enter a St. Joseph County ZIP code in the Voucher Payment Estimator for a personalized rent and subsidy estimate based on local FMR data.
Estimate payment →Investor: find your price ceiling
Use the Property Budget Calculator to find the max purchase price that hits your target return on a Section 8 unit in this market.
Run the numbers →